:root {
	--navy: #102A43;
	--postal-blue: #2563EB;
	--mint: #B7F7D4;
	--cream: #FFF8E7;
	--orange: #F59E0B;
	--ink: #172033;
	--muted: #5B6575;
	--white: #FFFFFF;
	--line: #DCE3EA;
	--shadow: 0 22px 60px rgba(16, 42, 67, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
	background: var(--cream);
	color: var(--ink);
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	line-height: 1.65;
	margin: 0;
}

a { color: var(--postal-blue); font-weight: 800; text-underline-offset: 3px; }
img { display: block; max-width: 100%; }
.container { margin: 0 auto; max-width: 1180px; padding: 0 24px; }
.skip-link { left: -999px; position: absolute; top: 12px; }
.skip-link:focus { background: #fff; color: #000; left: 12px; padding: 10px 14px; z-index: 10000; }

.topbar {
	background: var(--navy);
	color: #fff;
	font-size: 15px;
	font-weight: 900;
	padding: 10px 16px;
	text-align: center;
}

.site-header {
	background: rgba(255,255,255,.96);
	border-bottom: 1px solid var(--line);
	position: sticky;
	top: 0;
	z-index: 50;
}

.header-row {
	align-items: center;
	display: grid;
	gap: 18px;
	grid-template-columns: 260px minmax(0,1fr) auto;
	padding-bottom: 15px;
	padding-top: 15px;
}

.brand { color: var(--navy); display: grid; line-height: 1.15; text-decoration: none; }
.brand strong { font-size: 23px; font-weight: 950; }
.brand span { color: var(--muted); font-size: 13px; font-weight: 800; }
.nav { align-items: center; display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.nav a { color: var(--ink); font-size: 15px; text-decoration: none; }
.nav a:hover { color: var(--postal-blue); }

.header-cta,
.btn-primary,
.btn-secondary {
	align-items: center;
	border-radius: 999px;
	display: inline-flex;
	font-weight: 950;
	justify-content: center;
	min-height: 48px;
	padding: 12px 20px;
	text-decoration: none;
}

.header-cta,
.btn-primary {
	background: var(--orange);
	box-shadow: 0 16px 34px rgba(245,158,11,.25);
	color: var(--navy) !important;
}

.btn-secondary {
	background: #fff;
	border: 1px solid var(--postal-blue);
	color: var(--postal-blue);
}

.hero {
	background:
		linear-gradient(135deg, rgba(255,248,231,.96), rgba(255,255,255,.98)),
		repeating-linear-gradient(135deg, rgba(37,99,235,.08) 0 2px, transparent 2px 16px);
	border-bottom: 1px solid var(--line);
	padding: clamp(58px, 7vw, 96px) 0;
}

.hero-grid {
	align-items: center;
	display: grid;
	gap: 44px;
	grid-template-columns: minmax(0,1.08fr) minmax(310px,.72fr);
}

.eyebrow {
	color: var(--postal-blue);
	font-size: 14px;
	font-weight: 950;
	letter-spacing: .04em;
	margin: 0 0 12px;
	text-transform: uppercase;
}

h1, h2, h3 { color: var(--navy); letter-spacing: 0; line-height: 1.08; }
h1 { font-size: clamp(42px, 6vw, 76px); margin: 0; max-width: 900px; }
h2 { font-size: clamp(30px, 4vw, 50px); margin: 0; }
h3 { font-size: 22px; margin: 0 0 10px; }
.lead { color: var(--muted); font-size: clamp(20px, 2vw, 25px); margin: 22px 0 0; max-width: 790px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

.hero-panel {
	background: var(--navy);
	border-radius: 28px;
	box-shadow: var(--shadow);
	color: #fff;
	padding: 34px;
	position: relative;
	overflow: hidden;
}

.hero-panel::before {
	background:
		linear-gradient(150deg, transparent 49%, rgba(37,99,235,.16) 50%, transparent 51%),
		linear-gradient(30deg, transparent 49%, rgba(245,158,11,.2) 50%, transparent 51%),
		#fff;
	border: 2px solid rgba(255,255,255,.7);
	border-radius: 16px;
	box-shadow: 0 18px 44px rgba(0,0,0,.16);
	content: "";
	height: 88px;
	position: absolute;
	right: -12px;
	top: 22px;
	transform: rotate(7deg);
	width: 140px;
}

.hero-panel::after {
	background: repeating-linear-gradient(90deg, var(--orange) 0 9px, #fff 9px 15px, var(--postal-blue) 15px 24px, #fff 24px 30px);
	border-radius: 999px;
	content: "";
	height: 12px;
	position: absolute;
	right: 20px;
	top: 28px;
	transform: rotate(7deg);
	width: 76px;
}

.hero-panel > * { position: relative; z-index: 1; }
.hero-panel h2 { color: #fff; font-size: 34px; margin: 18px 0 12px; }
.hero-panel p { color: rgba(255,255,255,.82); margin: 0; }
.stamp {
	background: var(--mint);
	border-radius: 999px;
	color: var(--navy);
	display: inline-flex;
	font-weight: 950;
	padding: 8px 12px;
}

.section { padding: clamp(58px, 7vw, 86px) 0; }
.section-white { background: #fff; border-bottom: 1px solid var(--line); border-top: 1px solid var(--line); }
.section-head {
	display: grid;
	gap: 24px;
	grid-template-columns: minmax(0,.9fr) minmax(0,1.1fr);
	margin-bottom: 28px;
}
.section-head p,
.copy p,
.copy li,
.card p,
.faq p,
.inline-cta p,
.final-cta p { color: var(--muted); font-size: 19px; }
.copy { display: grid; gap: 18px; max-width: 940px; }
.copy p, .copy ul { margin: 0; }
.checklist { display: grid; gap: 10px; padding-left: 20px; }

.card-grid,
.resource-grid,
.faq-grid {
	display: grid;
	gap: 18px;
	grid-template-columns: repeat(3, minmax(0,1fr));
	margin-top: 28px;
}

.card,
.faq details,
.inline-cta,
.contact-card,
.form {
	background: #fff;
	border: 1px solid var(--line);
	border-radius: 22px;
	box-shadow: 0 14px 38px rgba(16,42,67,.08);
	padding: 24px;
}

.resource-grid a {
	background: #fff;
	border: 1px solid var(--line);
	border-radius: 18px;
	color: var(--navy);
	display: block;
	font-weight: 950;
	padding: 18px 20px;
	text-decoration: none;
}

.inline-cta {
	align-items: center;
	display: flex;
	flex-wrap: wrap;
	gap: 16px;
	justify-content: space-between;
	margin-top: 28px;
}

.faq details { box-shadow: none; }
.faq summary { cursor: pointer; font-weight: 950; }
.faq summary h3 { display: inline; font-size: 20px; }
.final-cta { background: var(--postal-blue); color: #fff; text-align: center; }
.final-cta h2, .final-cta p { color: #fff; }

.contact-grid { display: grid; gap: 24px; grid-template-columns: .8fr 1.2fr; }
.form-grid { display: grid; gap: 16px; grid-template-columns: repeat(2, minmax(0,1fr)); }
.field-wide { grid-column: 1 / -1; }
label { color: var(--navy); display: grid; font-weight: 900; gap: 6px; }
input, select, textarea {
	background: #fff;
	border: 1px solid #bcc9d6;
	border-radius: 14px;
	color: var(--ink);
	font: inherit;
	min-height: 48px;
	padding: 11px 12px;
	width: 100%;
}
textarea { min-height: 150px; resize: vertical; }
input:focus, select:focus, textarea:focus { border-color: var(--postal-blue); box-shadow: 0 0 0 3px rgba(37,99,235,.14); outline: none; }
.honeypot { left: -9999px; position: absolute; }

.site-footer {
	background: var(--navy);
	color: #fff;
	padding: 48px 0;
}
.footer-grid { display: grid; gap: 28px; grid-template-columns: .7fr 1.3fr; }
.site-footer h2, .site-footer p { color: #fff; }
.footer-links {
	display: grid;
	gap: 10px;
	grid-template-columns: repeat(3, minmax(0,1fr));
	list-style: none;
	margin: 0;
	padding: 0;
}
.footer-links a {
	background: rgba(255,255,255,.08);
	border: 1px solid rgba(255,255,255,.14);
	border-radius: 12px;
	color: #fff;
	display: block;
	padding: 12px 14px;
	text-decoration: none;
}
.copyright { grid-column: 1 / -1; margin: 0; }
.sticky-quote {
	background: var(--orange);
	border-radius: 999px;
	bottom: 18px;
	box-shadow: var(--shadow);
	color: var(--navy);
	font-weight: 950;
	padding: 14px 20px;
	position: fixed;
	right: 18px;
	text-decoration: none;
	z-index: 60;
}

.table-wrap { overflow-x: auto; }
table { border-collapse: collapse; width: 100%; }
th, td { border: 1px solid var(--line); padding: 14px; text-align: left; vertical-align: top; }
th { background: var(--navy); color: #fff; }

@media (max-width: 980px) {
	.header-row,
	.hero-grid,
	.section-head,
	.contact-grid,
	.footer-grid { grid-template-columns: 1fr; }
	.nav { justify-content: flex-start; }
	.header-cta { width: 100%; }
	.card-grid,
	.resource-grid,
	.faq-grid,
	.footer-links { grid-template-columns: 1fr; }
	.form-grid { grid-template-columns: 1fr; }
	.field-wide { grid-column: auto; }
	.sticky-quote { bottom: 12px; left: 12px; right: 12px; text-align: center; }
	body { padding-bottom: 76px; }
}

@media (max-width: 560px) {
	body { font-size: 17px; }
	h1 { font-size: 40px; }
	.container { padding-left: 18px; padding-right: 18px; }
	.actions { display: grid; }
	.btn-primary, .btn-secondary { width: 100%; }
}